Skills to Pay the Bills

Hello Everyone,

We are starting a series of lessons on medical insurance, coding, billing and accounting.  With these skills, you can apply for a multi-faceted position in a health care environment.

Homework Due on Wednesday 3/21:     Medical Insurance (25 pts) , Values (10 pts) and Professionalism Rubric Assignment (25pts).

Print out the medical insurance coverage you currently have (from the insurance company website/log-in) and make a copy of the front and back of your insurance card that is carried in your wallet or with a parent.  Please call or go online to your current insurance company and inquire what it would cost to have coverage on your own.  Or contact a different insurance company on your own, like Blue Shield of California.


COPY/PASTE THIS LIST AND TYPE IN THE INFORMATION- 

Essential Health Benefits - Most insurance plans will cover a set of preventive services at no cost to you. This includes shots and certain health screenings. Plans must cover at least 10 essential health benefits required by the Affordable Care Act (ACA). All private health insurance plans offered in federally facilitated marketplaces will offer the following 10 essential health benefits (EHBs):

·         Ambulatory patient services (outpatient care you get without being admitted to a hospital)

·         Emergency services

·         Hospitalization (such as surgery)

·         Maternity and newborn care (care before and after your baby is born)

·         Mental health and substance use disorder services, including behavioral health treatment (this includes counseling and psychotherapy)

·         Prescription drugs

·         Rehabilitative services and devices (services and devices to help people with injuries, disabilities, or chronic conditions gain or recover mental and physical skills)

·         Laboratory services

·         Preventive and wellness services and chronic disease management

·         Pediatric services

Also include:

• Co-pays for services, ex: office visit, ER, Prescriptions, etc.
• Amount paid to have the insurance valid (monthly or yearly premiums)
• Deductible(s)
• Hospitalization information (if you are admitted to a hospital, what should you expect?)
• Diagnostic testing - what and how many tests are allowed per year, such as mammogram, laboratory, etc? Are you allowed one physical exam per year, or does the insurance company allow a CPE (complete physical exam) every two or three years?

Helpful Websites:

https://www.healthcare.gov/young-adults/coverage/

https://www.blueshieldca.com/

https://www.smartaboutmoney.org/Tools/Worksheets


Personal Values: Please complete the handout on your personal values.  Please follow these IMPORTANT instructions: Only check off the values that resonate with you deeply at this time in your life. More can be added later.

Professionalism Rubric:  Review fully and determine where you need to improve.  We all have areas that we'd like to work on.  What are yours?  Choose at least three, type up the name of each, and how you plan to work on improving in that area.  Prepare for discussion so we can engage in strategies that benefits the entire class...and me!

Reminders:

Stanford ValleyCare Scholarship....need help reviewing/preparing?  Let me know right away.  Plan to mail it on Monday, 3/19 to ensure a timely arrival!  Make sure you apply correct postage.

GHS Expo at 5:30 on Wednesday, 3/21!  All volunteers report to the classroom at 5:00. Go home and get a bite to eat first, bring water, wear your badge and uniform...look sharp! We'll have a booth.

GHS ROP Info Fair at lunch on Friday, 3/20.  Volunteers- please wear your badge and uniform.  Bring your lunch that day for sure! We'll have a booth.

Take care and stay STRONG!  I believe in you.

Ms. Erceg